Jeffrey S. Ragan

Moving Tips and Use of Moving Boxes

Perhaps one of the most tedious tasks in the process of moving is packing. A good number of people don't like having to take down things from walls, closets and shelves and arrange them in boxes. This is an especially annoying task if you have accumulated... Read >

Should I Consider Home Warranty Insurance?

For many people looking at buying a home for the first time, the subject of home warranty insurance comes up before completing the transaction. Is this type of insurance really necessary? My answer is Yes and No! Pros and Cons of Home Warranty Insuranc... Read >

Should I Consider Home Warranty Insurance?

If you are not committed to maintaining your blog, it would end up a failure so better not start. Maintaining a blog is very easy; all you need is to regularly post articles at least twice a week, and then add some videos or links or manifest an activity ... Read >

Is Home Warranty Insurance Worth the Cost?

There are many companies out there that offer home warranty insurance. As the home buyer, you need to know what it is and if this is really worth the costs. If you are buying your first home, you do doubt have fears of big repairs bills, right? So many... Read >

How to Calculate Debt to Income Ratio?

Do you keep hearing the phrase "Debt to Income Ratio"? Are you wondering what is this and why it is so important? In this articles I will explain what it is and how you can calculate your own debt to income ratio. Calculate Debt to Income Ratio When... Read >

How to Repair Credit History Quickly?

Have you been denied some form of financing? Would you like to learn how to repair credit history fast. Follow the four simple steps below to improve your credit history. Step One: Obtain Your Credit Report and Score Regularly It is true that to do ... Read >

Best Fixed Rate Mortgage

You are interested in buying a home but only want a fixed rate program and not an adjustable rate one. That is a wise decision. So what is the best fixed rate mortgage? That's a good question don't you agree? If you are planning on buying a home anyti... Read >

What to Expect During the Mortgage Process

Ok, so you have decided to buy a home. The mortgage process may scare you some because you're a first time home buyer and have never gone through this process before. Let me put your mind at ease. It's not as complicated as you may think. In this arti... Read >

Credit Repair Tips You Cannot Live Without

When it comes to credit repair tips, one of the most important things that I can share with you is based on the Fair Credit Reporting Act or otherwise known as (FCRA). One of the best things that this act does for you, the nationwide consumer is to provi... Read >

How Do I Pick The Right Mortgage?

As a first time home buyer, you need to understand the mechanics of a good mortgage. If you've been looking for an article that helps with this, you have come to the right place. In this article we'll discuss the mortgage process and how you can decid... Read >

What Are Some FHA Loan Guidelines?

Would you like to know the FHA loan guidelines? For many people, they think FHA loans are hard to get. However, you may find that an FHA loan is easier to obtain than a conventional loan these days. The Department of Housing and Urban Development o... Read >

Credit Repair Tips - Obtaining Your Credit Report

If you're not familiar with the Fair Credit Reporting Act (FCRA) established in 1971, you need to understand it and know your rights as a consumer. One of your rights as a consumer is obtaining your report. This is one of my credit repair tips is to get y... Read >

Credit Repair Tips - Disputing Credit Report Errors

As you no doubt realize, your credit report contains a great deal of personal information about you. For example it has a history of your addresses over the past several years, if you pay your bills on time, any lawsuits you may have been involved in, arr... Read >

Why Use an FHA 203k Mortgage

The FHA 203k mortgage program has helped many to home ownership. With increase in foreclosures this program has helped a great deal. Learn why this program is a great one to use especially if your home purchase is in need of repairs. Over the years, F... Read >

How to Get an FHA Streamline Loan

You have heard about the FHA streamline loan, were you wondering how to go about getting this type of loan? This loan is a refinance and its really not that hard to get. Certain requirements have to be met first. Let's see what those requirements are and ... Read >